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Call: (303) 331-0454
Welcome to Empire Lending 1
Welcome to Empire Lending 1 – Your Trusted Colorado Partner in Home Financing
At Empire Lending 1, we are committed to helping you achieve your home-ownership dreams with confidence and ease.
Whether you're a first-time home-buyer or a seasoned homeowner looking to refinance, we offer a seamless mortgage experience tailored to your financial goals.
Based in Aurora, CO, we proudly serve the entire Colorado area with honesty, integrity, and exceptional service.
Our Mortgage Solutions
Home Purchase Loans
Buying a home is one of the biggest financial decisions you’ll make, and we’re here to make it simple.
Empire Lending 1 works with a vast network of wholesale mortgage lenders to provide you with a variety of loan options, ensuring you get the most competitive rates and terms available.
Home Refinance Loans
Looking to lower your monthly payment, secure a better rate, or tap into your home’s equity?
Our refinance loan solutions help you maximize the benefits of home-ownership. Whether you want to reduce your interest rate, shorten your loan term, or access cash for other financial needs, we’ll guide you every step of the way.
A Simple Loan Process
Start by connecting with our experts to discuss your financial goals.
We’ll review your income, credit, and budget to determine the best loan options for you.
Once you’ve chosen a loan program, we’ll guide you through the approval process.
We'll help you to ensure all necessary documents are in place for a smooth underwriting experience.
Finalize your loan, sign the paperwork, and celebrate!
Whether you’re purchasing a new home or refinancing, we ensure a seamless closing process so you can focus on what matters most.
Loan Programs Tailored to Your Needs
At Empire Lending 1, we offer a variety of loan programs to fit your unique situation:
First-Time Home-Buyer
Buying your first home? We offer specialized programs with low down payments, flexible credit requirements, and expert guidance to help you navigate the process with confidence.
Conventional
A great option for buyers with strong credit and a stable income. These loans offer competitive rates, flexible terms, and the ability to avoid mortgage insurance with a 20% down payment.
FHA
Perfect for buyers with lower credit scores or limited down payment savings. Backed by the Federal Housing Administration, FHA loans provide more accessibility and lower upfront costs.
Not sure which loan is right for you?
Our experts are here to help—contact us today!
Why Choose Empire Lending 1?
More Loan Options Than Most Banks
Our wide network of wholesale mortgage lenders gives you access to more choices, better rates, and flexible terms.
Security & Honest Guidance
We prioritize transparency and integrity, ensuring you fully understand your options and make informed decisions.
Exceptional Service & Expertise
Our team of dedicated mortgage professionals is committed to providing personalized solutions tailored to your unique financial situation.
Local Market Knowledge
As a Colorado-based company, we understand the local housing market and can provide expert insights to help you navigate the lending process smoothly.
Ready to get started?
Contact us today!
Honesty, Integrity, and Exceptional Service.
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